Global Credit Manager

Company description:

Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future. If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.

Job description: What you will do

As a Global Credit Manager, you will be responsible for competence development through ongoing development and maintenance of global credit training and credit review processes.

Your starting point will be to, together with your colleagues at VFS and in the broad cross-functional network at the Volvo Group, take responsibility in the following areas for your assigned markets/regions: 

•    Coordinates VFS credit review process for transactions that exceed the regional or market authority.•    Make credit decisions up to their agreed delegated authority and make recommendations on deals exceeding their authority.•    Conducts reviews of underwriting quality in local markets, reports findings to SVP Credit and Risk as well as Region SVPs within VFS•    Performs the role Secretary of Executive Credit Committee (ECC) for VFS when deals from your region are heard.•    Monitors and closes outstanding follow-up items from ECC decisions•    Reports on ECC activity, including approval rates, outstanding conditions, and declines by market, credit grade, and brand•    Assist the Global Credit Director with the administration and management of the two SharePoint sites owned by HQ Credit & Risk (ECC SharePoint and HQ Credit & Risk)•    Assist in the ongoing reporting related to Group Credit Exception frame, Top 15 retail and wholesale accounts and watchlist.•    Leads development of presentation materials for Group Credit Exception transactions should the need occur•    Develop and update presentations to AB Volvo for transactions exceeding VFS credit authority•    Support the review process and provide recommendations for updates to the VFS global credit directives•    Ensures VFS compliance with AB Volvo credit policy & regional compliance with VFS global credit directives•    Supports the markets in credit, deal, and financial product questions as well as share insights on activities, or strategies that could benefit local credit or collections activities. •    Actively manages VFS portfolio through participation in portfolio reviews•    Reviews of findings in periodic risk reporting•    Assist in the ongoing development and maintenance of global credit and risk training.•    Provides back up to the other regions/markets if their assigned Global Credit Manager/Director is out.•    Models The Volvo Way and ensure The Code of Conduct is followed•    Other duties and projects may be assignedYour future teamYou will report directly to the SVP, Credit and Risk In VFS, we demonstrate a clear vision to continue Transforming Together, a global mindset and a proven track record of successfully developing people, teams, culture, and leadership. 

Who are you?

Do you dream big? We do too, and we are excited to grow together. In this role, we believe it is the right mindset that will make a difference at VFS. If you, besides your genuine interest in working with people in Transforming Together, also have a positive, service-oriented, and collaborative mindset, and take a proactive approach to handling all responsibilities, idea generation, and recommendations for productivity and efficiency - then we would welcome you to apply for this role.  

Qualifications likely required to be successful in this role include:

•    BA/BS in Business or related field, MBA highly preferred•    7+ years of experience in Credit/Risk •    2+ years of significant experience in large transaction underwriting preferred•    Proven record of sound underwriting decisions•    Significant experience understanding the customer finance origination processes•    Strong understanding of VFS collection and large-customer workout procedures•    Experience in drafting/maintaining policies and directives •    Demonstrated ability to build productive business relationships and achieve consensus •    Proven ability to work cross functionally•    Proficiency in Microsoft 365 applications including Excel, PowerPoint, Word, Teams SharePoint and Outlook.   Strong Excel skills required, including data analysis, reporting and presentation of insights•    Experience working with business intelligence and reporting tools, such as Microsoft Power BI (would be a plus) to analyze portfolio performance, credit trends and risk metrics.•    Ability to work independently, exercise sound business judgment, and manage multiple transactions in a fast paced, demanding environment•    Exceptional presentation skills with considerable experience in various business settings•    Fluency in reading, writing and speaking English; additional languages a plus

Ready for the next move?

If you want to make a real impact in your career, Volvo Financial Services is where you want to be. We look forward to meeting you. Last Application Date: Friday September 18th 2026 Hiring Manager: Renee Hiner, SVP Credit & RiskPeople & Culture Partner: Sandra Smith